Texas Rural Communities, Inc. (TRC) makes a long-term commitment to assisting rural communities, individuals, groups and support organizations in creating, sustaining and enabling self-sufficient, viable rural development enterprises that improve or maintain the quality of rural life, through independent and cooperative ventures.

TRC will accomplish its goals by providing loan opportunities in rural areas for individuals or groups who have had difficulty accessing funding through other sources.

Economic Development Loan Program Summary

TRC will offer loans for business start-ups and business expansions. Loans for commercial real estate as part of the business will also be considered.

Click Here For More Informtion on ED Loans.

Student Loan Programs

The Federal Stafford Loan is available to help students pay their costs of higher education. Unsubsidized loans are available for students regardless of financial need and they are responsible for interest accrued while in school. Subsidized loans are available based on financial need and the federal government will pay the interest on the loan while in school.

Parent Loans (PLUS) are also available and the loan limit is the dependents student's cost of education less any estimated financial aid received. The repayment period is 10 years and begins within 60 days of full disbursement. The college Financial Aid Office will be able to provide information to parents regarding the eligible amount once the student's FAFSA has been processed.

Significant repayment benefits may be available by applying for your student loans through TRC.

Click Here for More Information on Student Loans.

Texas Rural Best Award

(TRC solicites applications annually for innovative projects in rural communities that have been developed and implemented for the benefit of the local community or economy. Proposals for new programs will not be considered. The single winning application is awarded $10,000.

Click Here For More Information on Applying for This Year's Texas Rural Best Award.